It has very little to do with your "point of view" and much more with the Republicans attempting to spin this national crisis in to a referendum on race.

What we really have is another futile attempt to link "multiculturalism" ; ... and other Republican codewords for black people and minorities...to the banking mess...and ultimately to Obama. ( Psst Obama is a black man...pass it on)

That fact is indisputable, and it lies at the very heart of this financial meltdown

That statement plus everything else you posted is very disputable , factually challenged, to say the least.

Im wondering how a Republican majority and President for 6 out of the last 7 years managed to overlook a financial meltdown you're now claiming was brought on by the Democrats.

Far from it, in the  the current mortgage meltdown, did lenders approve bad loans to comply with CRA, or to make money?

I think we all know the answer to that, you were hooting about how wonderful the economy was since I can remember. An economy built on the very same housing bubble.

Are you saying that the great free market, new idea conservatives who are so economically savvy and who  incidentally controlled the Whitehouse and Congress during the meat of the problem, missed this?

Bullshit.