Healthcareproviders and preexisting conditions | 55 comments (55 topical, 0 hidden)
denial for pre-existing conditions is good (none / 1)
insurance is about mitigating _risk_. _risk_ is about _uncertainty_. once you remove _risk_ and _uncertainty_ from the equation, as would be the case with a pre-existing condition, there is no more room for insurance in the picture. if you don't like that health-care costs a lot in the u.s., fix the underlying problem of why the costs are so high. claiming that doctors charge a lot because insurance companies force them to (and then presumably pocket a lion's share of the profit) is simply false. btw, as genetic screening technologies improve, it will become possible to tell which people are more prone to chronic, expensive illnesses long before they ever develop symptoms of such illnesses. it should be lawful (and even encouraged) for insurance companies to charge higher premiums for such people. that is what insurance means, and that is what happens with all other forms of insurance. stop treating health insurance like it was something else entirely, or else stop calling it insurance. if you want inexpensive treatment, demand that the government set up its own hospitals and run these institutions "at cost" and funded through general tax revenue. you may eventually find out that even in such cases, "at cost" treatment is simply too expensive, and then, as a society, you will have to make the choice about which human lives are worth preserving and which ones deserve to die.

by neo on 11/04/2009 12:44:49 PM EST

ahhh not true... (none / 0)
I personally live under a goverment run healthcare system and I can tell you that no cost is to expensive... case in point... in Denmark if you have a decease and you and your doctor find that the best treatment is so and so but it is experimental and not yet available in Denmark but it is being tested in Germany or Britain or... you get your travel + hospitalbill + treatment in set country paid for by the healthcare system even if there are other cheaper but not so effective treatments available in Denmark... and if you have a timesensitive decease like cancer you have the option to go to a private run hospital with no waitinglist and the healthcare system pays the bill...

Now people still die of cancer and the like but because we get preventive care it gets caught much earlier which is why a lower percentile in Denmark die of these deceases and there are fewer remissions... and we have a higher lifeexpectency...

And NOBODY gets denied treatment because it's to expencive...

Now you would be right about insurance if there were other options (like a public option or the cheaper universal healthcare)... but if private healthinsurance is the only option for healthcare for the large majority then that argument doesn't hold anymore... or if it does you just made a killer argument for a public option or universal healthcare for all those people (about 70% acording to the polls) that want to be fully covered no matter what :-D

Love Thothlike

by Thothlike on 11/04/2009 01:16:23 PM EST

[ Parent ]
WRONG (none / 0)
.

Insurance company death panels are NOT good

A conservative believes nothing should be done for the first time

by C D on 11/04/2009 05:55:12 PM EST

[ Parent ]
hmmm... (none / 0)
What insurance compagny death panels???

Love Thothlike

by Thothlike on 11/04/2009 06:01:08 PM EST

[ Parent ]
Insurance companies (none / 0)
make arbitrary  life and death decisions all the time.

http://www.salon.com/news/f eature/2009/08/11/denial_of _care/

love whomever

A conservative believes nothing should be done for the first time

by C D on 11/04/2009 06:58:38 PM EST

[ Parent ]

Healthcareproviders and preexisting conditions | 55 comments (55 topical, 0 hidden)