Healthcareproviders and preexisting conditions | 55 comments (55 topical, 0 hidden)
not really the point... (none / 0)
We are not talking about buying a house here... sure if I hadn't used any healthcare in my life and hadn't gone to school or used the police when I got mugged at age 18 or... etc. then you could say I got ripped off and could have used those money to buy a house... I would also have died at age 12 of meningitis but hey who cares right? :-s

But I own my own house even with all the taxes I have paid so that's not really an issue...

The issue is... if you compare the cost of the healthcare that I have recieved during my lifetime (with no insurance) in the US (getting housecalls from a doctor xx.xx$*x amount of times + hospitalized for 2 weeks with treatment and drugs for meningitis xx.xx$ + getting all my vacinations xx.xx$ + ... etc. = xx.xx$ - you fill in the blanck numbers) and what I have paid so far for healthcare in taxes would I have paid more or less with no insurance in the US than with the money I have paid for healthcare so far in taxes?

And more to the point... what would I have had to have paid to have been covered from age 0 till age 37 if I had to buy healthinsurance in the US?

And not only that but even if (which I don't think you'll find when you run the numbers but still...) I payed a little more than health insurance from age 0 to age 37 would have cost me in the US I would still have gotten better insurance that covers preventive care and is without the possibility of exclusion for ANYTHING... plus benifits and police and a no extra cost college-degree etc... so I still think I got the better deal :-D

Now if you really want to run the numbers... I presurposed that ALL my taxes went to healthcare (which it offcourse doesn't) so let me give you the exact amount I have paid directly to healthcare in my life so far...
Denmark uses 18% of it's GNP on the healthcare system so it goes without saying that 18% of my taxes (and the taxes of everyone else) went to healthcare... so I have paid 18% of 302.400$ = 54.432$ in total in healthcare for the coverage I have recieved so far... still think I got a bad deal? :-D

But the point was that even if I had paid 100% (302.400$) in healthcare I still would have gotten a better deal... so only 18% (54.432$) is a hell of a deal... :-D

There really is no argument for not getting universal healthcare... you get better coverage without denials and it's cheaper... :-D

Love Thothlike

by Thothlike on 11/04/2009 12:51:03 PM EST

[ Parent ]
Pointy (none / 0)
My health insurance costs less than one hundred dollars per month. Still think you're getting a good deal?


If you think health care is expensive now, wait until you see what it costs when it's "free."

by TheArtistFormerlyKnownAsTwba on 11/04/2009 03:41:39 PM EST

[ Parent ]
hmmm... (none / 0)
ah yes...

100$*12 month*37 years = 44.400$ I would have had to have paid under your plan for healthcare so far...

Now I paid 54.432$ for the same period which amount to 122,59$/month...
For that extra 22,59$/month I got (on top of what your insurance provide) preventive care - housecalls from doctors no matter how small the problem - a stress free life knowing that no matter what decease I might get I'm covered for no extra charge and can NEVER be denied so even if I get cancer or need very expensive surgery in the future... no matter the cost... I'm covered and my premiums stay the same until I'm 65 at which time it drops to 0$/month and I'm still covered no matter what - plus all the other little benefits... so yes I think I got the better deal...

Now if I keep my job (meaning my tax-amount stay the same from now on until I'm 65) by the time I reach the average lifeexpectency of 79,9 years in Denmark my average monthly payment for my whole life will have dropped to 59$/month (and just imagine how cheap it gets if I get even older) :-D...

So yes I clearly got the best deal...
If I died today I would have gotten the better deal... and if I live to be the lifeexpectency of 79.9 years it's not even a contest...

Love Thothlike

by Thothlike on 11/04/2009 04:09:53 PM EST

[ Parent ]
Uh hmmm (none / 1)
100$*12 month*37 years = 44.400$ I would have had to have paid under your plan for healthcare so far...

Wrong. I pay less than one hundred bucks now. I paid far less ten years ago. You have drastically overestimated how much I have paid for health insurance.


If you think health care is expensive now, wait until you see what it costs when it's "free."

by TheArtistFormerlyKnownAsTwba on 11/06/2009 03:05:21 PM EST

[ Parent ]

Healthcareproviders and preexisting conditions | 55 comments (55 topical, 0 hidden)