Aside the from a small point at the end the article seems to celebrate the fact that a debtor might pay back their creditor. I can't exactly blame AIG for the lack of meaningful regulation but if the writer wants to get anyone excited about something get them excited about that.
One thing the article doesn't talk about at all is the adverse affect the situation has had on the economy and in general and the lives of those affected. I don't really think those individuals would be all too impressed with the idea that they might check this off in the win column might pay us back. Due to the overuse of the word might in this reply lets just say i am skeptical to say the least.
DO NOT PURSUE LU BU - LifeEnder
David